{"id":3391,"date":"2015-05-31T17:04:28","date_gmt":"2015-05-31T16:04:28","guid":{"rendered":"http:\/\/hetnieuweroer.be\/?page_id=3391"},"modified":"2025-07-28T11:01:32","modified_gmt":"2025-07-28T10:01:32","slug":"over-ons","status":"publish","type":"page","link":"https:\/\/hetnieuweroer.be\/fr\/over-ons\/","title":{"rendered":"Qui sommes-nous"},"content":{"rendered":"<div id=\"pl-3391\"  class=\"panel-layout\" ><div id=\"pg-3391-0\"  class=\"panel-grid panel-no-style\" ><div id=\"pgc-3391-0-0\"  class=\"panel-grid-cell\" ><div id=\"panel-3391-0-0-0\" class=\"so-panel widget widget_black-studio-tinymce widget_black_studio_tinymce panel-first-child\" data-index=\"0\" ><div class=\"textwidget\"><h1>Qui sommes-nous<\/h1>\n<img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-2907\" src=\"http:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/05\/kantoor.jpg\" alt=\"kantoor\" width=\"300\" height=\"200\" srcset=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/05\/kantoor.jpg 300w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/05\/kantoor-272x182.jpg 272w\" sizes=\"auto, (max-width: 300px) 100vw, 300px\" \/>\n<p>La soci\u00e9t\u00e9 coop\u00e9rative Het Nieuwe Roer a \u00e9t\u00e9 fond\u00e9e \u00e0 l'\u00e9poque (1975) par des bateliers priv\u00e9s. Ce groupe \u00e9tait principalement issu des rangs de l'association professionnelle Bond van Eigenschippers (Bruges\/Gand).<\/p>\n<p>Son objectif principal \u00e9tait de mettre un terme \u00e0 l'augmentation constante des primes d'assurance des bateaux. Les fondateurs ont d\u00e9cid\u00e9 de n\u00e9gocier de bonnes conditions d'assurance \u00e0 un prix plus favorable en regroupant la demande sur le march\u00e9 de l'assurance.<\/p>\n<p>Cette id\u00e9e a donn\u00e9 naissance \u00e0 la soci\u00e9t\u00e9 coop\u00e9rative Het Nieuwe Roer. L'id\u00e9e de base \u00e9tait que chaque assur\u00e9 devienne imm\u00e9diatement un associ\u00e9\/actionnaire. Cela signifie toujours que l'organe de d\u00e9cision le plus \u00e9lev\u00e9 de la soci\u00e9t\u00e9 est en m\u00eame temps les associ\u00e9s eux-m\u00eames, r\u00e9unis en assembl\u00e9e g\u00e9n\u00e9rale.<\/p>\n<p>Cette id\u00e9e se retrouve \u00e9galement dans le conseil d'administration de HNR. Depuis 2023, notre nouvelle nom est HNR Assurances, ou HNR en bref. La plupart de ses membres sont ou ont \u00e9t\u00e9 professionnellement impliqu\u00e9s dans la navigation int\u00e9rieure ind\u00e9pendante.<\/p>\n<p>L'objectif du Conseil ex\u00e9cutif est toujours de servir les int\u00e9r\u00eats du batelier. Par exemple, il suffit de mentionner que HNR a \u00e9t\u00e9 l'un des premiers \u00e0 offrir une assurance P&amp;I \u00e0 grande \u00e9chelle. Cette assurance a d\u00e9pass\u00e9 sans peine les limites des anciennes assurances \u00abresponsabilit\u00e9 civile batelier\u00bb et \u00abresponsabilit\u00e9 civile cargaison\u00bb.<\/p>\n<p>Aujourd'hui encore, C.V. HNR s'efforce d'offrir les meilleures conditions possibles \u00e0 la meilleure prime possible. En tant qu'acteur majeur, nous pouvons rendre cela possible en proposant chaque ann\u00e9e au march\u00e9 de l'assurance une flotte aux conditions standard.<\/p>\n<h3>Pratique<\/h3>\n<ul>\n<li>HNR est une soci\u00e9t\u00e9 coop\u00e9rative. Cela signifie que chaque assur\u00e9 est \u00e9galement un associ\u00e9\/actionnaire. Par cons\u00e9quent, un droit d'entr\u00e9e de 125,00 \u20ac est per\u00e7u au d\u00e9part pour une part. Cette somme reste votre propri\u00e9t\u00e9 et vous sera rembours\u00e9e \u00e0 la fin de l'assurance (apr\u00e8s d\u00e9duction des montants encore dus) sur simple demande.<\/li>\n<li>Etant donn\u00e9 que HNR travaille principalement avec des contrats de flotte, les primes mentionn\u00e9es ci-dessous ne sont valables que jusqu'\u00e0 la prochaine \u00e9ch\u00e9ance de la prime.<\/li>\n<li>La couverture P&amp;I et la protection juridique expirent le 20 f\u00e9vrier de chaque ann\u00e9e \u00e0 midi.<\/li>\n<li>La date d'expiration fixe de l'assurance sur corps et contenu est le 20 mai \u00e0 midi.<\/li>\n<li>L'assembl\u00e9e g\u00e9n\u00e9rale de la soci\u00e9t\u00e9 se poursuit le quatri\u00e8me samedi du mois d'avril \u00e0 10h30.<\/li>\n<\/ul>\n<\/div><\/div><div id=\"panel-3391-0-0-1\" class=\"so-panel widget widget_insusite_medewerkers_menu\" data-index=\"1\" ><h2 id=\"medewerkers\">Collaborateurs<\/h2><section class=\"col-md-4 col-sm-6 col-xs-12 medewerker\" data-mh=\"medewerker-blok\"><img loading=\"lazy\" decoding=\"async\" width=\"474\" height=\"474\" src=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Filip-2-474x474.jpg\" class=\"medewerker-image attachment\" alt=\"filip dupont\" title=\"filip dupont\" srcset=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Filip-2-474x474.jpg 474w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Filip-2-150x150.jpg 150w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Filip-2-200x200.jpg 200w\" sizes=\"auto, (max-width: 474px) 100vw, 474px\" \/><div class=\"medewerker-content\"><h3>Filip Dupont<\/h3><ul><li>Directeur<\/li><li>Tel: 050 47 07 24<\/li><li><a href=\"mailto:f.dupont@hnr-bve.be\" title=\"f.dupont@hnr-bve.be\">f.dupont@hnr-bve.be<\/a><\/li><\/ul><\/div><\/section><section class=\"col-md-4 col-sm-6 col-xs-12 medewerker\" data-mh=\"medewerker-blok\"><img loading=\"lazy\" decoding=\"async\" width=\"474\" height=\"474\" src=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Liselotte-7-474x474.jpg\" class=\"medewerker-image attachment\" alt=\"liselotte storme\" title=\"liselotte storme\" srcset=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Liselotte-7-474x474.jpg 474w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Liselotte-7-150x150.jpg 150w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Liselotte-7-200x200.jpg 200w\" sizes=\"auto, (max-width: 474px) 100vw, 474px\" \/><div class=\"medewerker-content\"><h3>Liselotte Storme<\/h3><ul><li>Collaboratrice<\/li><li>Tel: 050 47 07 23<\/li><li><a href=\"mailto:l.storme@hnr-bve.be\" title=\"l.storme@hnr-bve.be\">l.storme@hnr-bve.be<\/a><\/li><\/ul><\/div><\/section><section class=\"col-md-4 col-sm-6 col-xs-12 medewerker\" data-mh=\"medewerker-blok\"><img loading=\"lazy\" decoding=\"async\" width=\"474\" height=\"474\" src=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Sharon-2-7-474x474.jpg\" class=\"medewerker-image attachment\" alt=\"sharon adam\" title=\"sharon adam\" srcset=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Sharon-2-7-474x474.jpg 474w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Sharon-2-7-150x150.jpg 150w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Sharon-2-7-200x200.jpg 200w\" sizes=\"auto, (max-width: 474px) 100vw, 474px\" \/><div class=\"medewerker-content\"><h3>Sharon Adam<\/h3><ul><li>Collaboratrice<\/li><li>Tel: 050 47 07 22<\/li><li><a href=\"mailto:s.adam@hnr-bve.be\" title=\"s.adam@hnr-bve.be\">s.adam@hnr-bve.be<\/a><\/li><\/ul><\/div><\/section><section class=\"col-md-4 col-sm-6 col-xs-12 medewerker\" data-mh=\"medewerker-blok\"><img loading=\"lazy\" decoding=\"async\" width=\"474\" height=\"474\" src=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Joyce-2-8-474x474.jpg\" class=\"medewerker-image attachment\" alt=\"joyce van os\" title=\"joyce van os\" srcset=\"https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Joyce-2-8-474x474.jpg 474w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Joyce-2-8-150x150.jpg 150w, https:\/\/hetnieuweroer.be\/wp-content\/uploads\/2015\/11\/Joyce-2-8-200x200.jpg 200w\" sizes=\"auto, (max-width: 474px) 100vw, 474px\" \/><div class=\"medewerker-content\"><h3>Joyce van Os<\/h3><ul><li>Collaboratrice<\/li><li>Tel: 050 47 07 24<\/li><li><a href=\"mailto:j.van.os@hnr-bve.be\" title=\"j.van.os@hnr-bve.be\">j.van.os@hnr-bve.be<\/a><\/li><\/ul><\/div><\/section><\/div><div id=\"panel-3391-0-0-2\" class=\"so-panel widget widget_insusite_allpartners_widget panel-last-child\" data-index=\"2\" ><div class=\"row-margin-bottom double panel-widget-style panel-widget-style-for-3391-0-0-2\" ><h2 id=\"onze-partners\">Nos partenaires<\/h2><div class=\"insupartners-content\"><div class=\"insupartners-row clearfix\"><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"\" target=\"_blank\" title=\"Amlin\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/amlin_0.png\" alt=\"Amlin\" title=\"Amlin\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.arag.be\/\" target=\"_blank\" title=\"ARAG\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/arag_0.jpg\" alt=\"ARAG\" title=\"ARAG\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.axa.be\" target=\"_blank\" title=\"AXA Belgium\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/axa_0.jpg\" alt=\"AXA Belgium\" title=\"AXA Belgium\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.baloise.be\/\" target=\"_blank\" title=\"Baloise Insurance\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/baloise.png\" alt=\"Baloise Insurance\" title=\"Baloise Insurance\"\/><\/a><\/div><\/div><div class=\"insupartners-row clearfix\"><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.bdmantwerp.be\" target=\"_blank\" title=\"BDM\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/bdm.gif\" alt=\"BDM\" title=\"BDM\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"https:\/\/www.dkv.be\/\" target=\"_blank\" title=\"DKV Belgium\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/dkv_0.png\" alt=\"DKV Belgium\" title=\"DKV Belgium\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.euromex.be\/\" target=\"_blank\" title=\"Euromex N.V.\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/euromex.png\" alt=\"Euromex N.V.\" title=\"Euromex N.V.\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.fidea.be\" target=\"_blank\" title=\"Fidea\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/fidea.jpg\" alt=\"Fidea\" title=\"Fidea\"\/><\/a><\/div><\/div><div class=\"insupartners-row clearfix\"><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.verheyen.be\" target=\"_blank\" title=\"Jan Verheyen\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/Jean-Verheyen.png\" alt=\"Jan Verheyen\" title=\"Jan Verheyen\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.lar.be\" target=\"_blank\" title=\"LAR\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/legal%20village%20logo%20white%20green.png\" alt=\"LAR\" title=\"LAR\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.mondial-assistance.com\/\" target=\"_blank\" title=\"Mondial Assistance\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/Mondial_Assistance.png\" alt=\"Mondial Assistance\" title=\"Mondial Assistance\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"https:\/\/www.nn.be\/nl\" target=\"_blank\" title=\"NN Group\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/logo_NN_Group.png\" alt=\"NN Group\" title=\"NN Group\"\/><\/a><\/div><\/div><div class=\"insupartners-row clearfix\"><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.rsagroup.com\/\" target=\"_blank\" title=\"RSA\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/rsalogo.jpg\" alt=\"RSA\" title=\"RSA\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.securex.be\" target=\"_blank\" title=\"Securex\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/securex.png\" alt=\"Securex\" title=\"Securex\"\/><\/a><\/div><div class=\"col-lg-3 col-md-3 col-sm-3 col-xs-4 partner\" data-match-height=\"insu-partner\"><a href=\"http:\/\/www.vivium.be\/\" target=\"_blank\" title=\"VIVIUM\"><img decoding=\"async\" src=\"https:\/\/insuplatform.crm.be\/sites\/default\/files\/companies\/vivium.jpg\" alt=\"VIVIUM\" title=\"VIVIUM\"\/><\/a><\/div><\/div><\/div><\/div><\/div><\/div><div id=\"pgc-3391-0-1\"  class=\"panel-grid-cell\" ><div id=\"panel-3391-0-1-0\" class=\"so-panel widget widget_insusite_contentblock_widget panel-first-child panel-last-child\" data-index=\"3\" ><div class=\"aside-blok pluspunten panel-widget-style panel-widget-style-for-3391-0-1-0\" ><div class=\"insusite-content-block\"><div class=\"block-content\"><h3>Nos points fortes!<\/h3><div class=\"block-content-p\"><ul>\n<li>Les meilleures primes<\/li>\n<li>Des conditions superbes<\/li>\n<li>Nous d\u00e9fendons vos int\u00e9r\u00eats.<\/li>\n<\/ul><\/div><\/div><\/div><\/div><\/div>\n<\/div><\/div><\/div>","protected":false},"excerpt":{"rendered":"<p>Qui sommes-nous La soci\u00e9t\u00e9 coop\u00e9rative Het Nieuwe Roer a \u00e9t\u00e9 fond\u00e9e \u00e0 l&rsquo;\u00e9poque (1975) par des bateliers priv\u00e9s. Ce groupe \u00e9tait principalement issu des rangs de l&rsquo;association professionnelle Bond van Eigenschippers (Bruges\/Gand). Son objectif principal \u00e9tait de mettre un terme \u00e0 l&rsquo;augmentation constante des primes d&rsquo;assurance des bateaux. Les fondateurs ont d\u00e9cid\u00e9 de n\u00e9gocier de&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"footnotes":""},"class_list":["post-3391","page","type-page","status-publish","hentry"],"acf":[],"_links":{"self":[{"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/pages\/3391\/"}],"collection":[{"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/pages\/"}],"about":[{"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/types\/page\/"}],"author":[{"embeddable":true,"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/users\/1\/"}],"replies":[{"embeddable":true,"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/comments\/?post=3391"}],"version-history":[{"count":15,"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/pages\/3391\/revisions\/"}],"predecessor-version":[{"id":7509,"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/pages\/3391\/revisions\/7509\/"}],"wp:attachment":[{"href":"https:\/\/hetnieuweroer.be\/fr\/wp-json\/wp\/v2\/media\/?parent=3391"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}